6 Windcastle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 6 Windcastle Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 5,958 sqft · built 2003
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$915,000 (Oct 2016)
Tax Bill$15,590 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA973001330

Property Details

APN / Parcel Number

Primary APNA973001330
Alternative APN
  • 3-0132-7619-00-0006.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area5,958 sqft Living Area
Gross Area9,182 sqft
1st Floor Area3,958 sqft
Basement Area3,900 sqft
Finished Basement2,000 sqft
Unfinished Basement1,900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialBrick
Lot Area25,265 sqft (0.58 acres)
Garage TypeAttached
Garage Area1,324 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area32 sqft

Location & Zoning

Account NumberA973001330
Street Address6 WINDCASTLE DR
CitySAINT CHARLES
StateMO
Zip63304-0443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDCASTLE #1 LOT 6
Legal SubdivisionWIND CASTLE #1
Legal Lot Number6
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 WINDCASTLE DR, SAINT CHARLES, MO 63304-0443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2016 · Amount on Record
Deed SaleOct 13, 2016 · Amount on Record
Prior SaleJul 9, 2012 · Amount on Record
Deed Document Number2016688360
Deed Book / Page6631 / 1979
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address6 WINDCASTLE DR, SAINT CHARLES, MO 63304-0443
Document Number0000102756
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyCTC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6 WINDCASTLE DR ST CHARLES MO 633040443, ST CHARLES, MO 63304-0443

Mortgage

Document Number0000102756
DateDec 29, 2020
Instrument102756
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,151 (-)$1,390,266 (-) Land $150,000 Building $1,240,266
2025$15,590.00$264,151 (+9.74%)$1,390,266 (+9.73%) Land $150,000 Building $1,240,266
2023$240,716
2022$1,266,931 Land $150,000 Building $1,116,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

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