1 Windcastle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1 Windcastle Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 5,144 sqft · built 2003
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on File
Last Sale$1,075,000 (Jul 2016)
Tax Bill$16,627 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA973001325

Property Details

APN / Parcel Number

Primary APNA973001325
Alternative APN
  • 3-0132-7619-00-0001.0000000

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,144 sqft Living Area
1st Floor Area3,050 sqft
Basement Area2,970 sqft
Finished Basement2,500 sqft
Fireplaces1 Fireplace
Fireplace2 Story

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialBrick
Lot Area95,832 sqft (2.2 acres)
Garage TypeAttached
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area35 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA973001325
Old Parcel NumberA973001325
Street Address1 WINDCASTLE DR
CitySAINT CHARLES
StateMO
Zip63304-0443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDCASTLE #1 LOT 1
Legal Range04E
Legal Township46N
Legal SubdivisionWIND CASTLE #1
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records · APN A973001325

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 WINDCASTLE DR, SAINT CHARLES, MO 63304-0443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2016 · Amount on Record
Deed SaleJul 01, 2016 · Amount on Record
Prior SaleMay 21, 2012
Deed Document Number0065662475
Deed Book / Page6566 / 2475
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1 WINDCASTLE DR, SAINT CHARLES, MO 63304-0443
Document Number0072890080
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedJul 03, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 WINDCASTLE DR ST CHARLES MO 633040443, ST CHARLES, MO 63304-0443

Mortgage

Document Number0072890080
DateMay 07, 2020
Book Page007289/000080
Instrument291950
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term360 Months
DueMay 06, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$16,627.00$281,755 (+14.83%)$1,482,923 (+14.83%) Land $162,000 Building $1,320,923
2023$245,357
2022$1,291,359 Land $162,000 Building $1,129,359

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 23% of Missouri
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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