6 Willow Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 6 Willow Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,794 sqft · built 1964
Lot Size	0.307 acres (13,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,000 (Nov 2005)
Tax Bill	$4,770 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8736-87`

Property Details

APN / Parcel Number

Primary APN	`8736-87`
Alternative APN	`CUMB M:021 B:0530 L:000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	1,770 sqft
Basement Area	1,476 sqft
Unfinished Basement	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,373 sqft (0.307 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8736-87
Street Address	6 WILLOW DR
City	CUMBERLAND
State	RI
Zip	02864-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	530
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1003
Census Tract	11302

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 WILLOW DR, CUMBERLAND, RI 02864-5617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2005 · Amount on Record
Deed Sale	Nov 30, 2005 · Amount on Record
Prior Sale	Aug 20, 2001 · Amount on Record
Deed Book / Page	1306 / 27
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Recording Date	May 19, 2026
Property Address	6 WILLOW DR, CUMBERLAND, RI 02864-5617
Document Number	02030-0440
Book / Page	2030 / 440
Instrument Date	May 4, 2026
Instrument	2026155035
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WILLOW DR, CUMBERLAND, RI 02864-5617

Mortgage

Document Number	0000155035,
Date	May 19, 2026
Book Page	2030/440
Instrument	2026155035

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	6 WILLOW DR, CUMBERLAND, RI 02864-5617
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1891-79
Date	Jun 1, 2021
Book Page	1891/79
Instrument	124559

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,770.00 (-0.04%)	$476,500 (+22.53%) Land $224,200 Building $252,300	$508,295
2025	$4,772.00 (+6.14%)	$388,900 (+0.52%) Land $155,300 Building $233,600
2023	$4,496.00 (-8.95%)	$386,900 (+17.46%) Land $155,300 Building $231,600
2022	$4,938.00	$329,400 Land $122,700 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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