5 Willow Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 5 Willow Dr, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,564 sqft · built 1964
Lot Size0.293 acres (12,763 sqft)
Owner2 Individual Names on File
Last Sale$143,500 (May 2000)
Tax Bill$5,097 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN208-60

Property Details

APN / Parcel Number

Primary APN208-60
Alternative APN
  • CUMB M:021 B:0540 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area2,711 sqft
1st Floor Area864 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,763 sqft (0.293 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number208-60
Street Address5 WILLOW DR
CityCUMBERLAND
StateRI
Zip02864-5616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block540
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1002
Census Tract11302

Owner

5 Willow Dr is owned and occupied by two individuals who bought it in May 2000.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address5 WILLOW DR, CUMBERLAND, RI 02864-5616
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2000 · Amount on File
Deed SaleMay 25, 2000 · Amount on File
Deed Book / Page852 / 390
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Recording DateMay 1, 2026
Property Address5 WILLOW DR, CUMBERLAND, RI 02864-5616
Document Number0000154759
Book / Page2028 / 902
Instrument DateApr 22, 2026
Instrument2026154759
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WILLOW DR, CUMBERLAND, RI 02864-5616

Mortgage

Document Number02028-0902,
DateMay 1, 2026
Book Page2028/902
Instrument2026154759
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 1, 2046
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 5 Willow Dr was $5,097, up 1.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,097.00 (+1.43%)$509,200 (+24.35%) Land $223,500 Building $285,700$495,969
2025$5,025.00$409,500 Land $154,800 Building $254,700
2023$4,758.00 (-3.76%)$409,500 (+24.17%) Land $154,800 Building $254,700
2022$4,944.00$329,800 Land $122,300 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Willow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Dr

Nearby Streets

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