6 White Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 6 White Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1965
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$322,500 (Jan 2011)
Tax Bill	$5,765 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-151-19`

Property Details

APN / Parcel Number

Primary APN	`108-151-19`
Alternative APN	`108-151-19-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,064 sqft Living Area
Gross Area	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Other
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6 WHITE RD
City	WATSONVILLE
State	CA
Zip	95076-0421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2004
Census Tract	122402

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 WHITE RD, WATSONVILLE, CA 95076-0421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2011 · Amount on Record
Deed Sale	Jan 19, 2011 · Amount on Record
Prior Sale	Jul 21, 2010 · Amount on Record
Deed Document Number	20112930
Prior Transfer Date	May 22, 2001
Prior Transfer Doc	0000032485
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 15, 2026
Property Address	6 WHITE RD, WATSONVILLE, CA 95076-0421
Document Number	0000016012
Instrument Date	Jun 4, 2026
Instrument	202616012
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6 WHITE RD, WATSONVILLE, CA 95076-0421

Mortgage

Document Number	0000016012,
Date	Jul 15, 2026
Instrument	202616012

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6 WHITE RD, WATSONVILLE, CA 95076-0421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006572
Date	Feb 23, 2017
Instrument	2017-0006572

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6 WHITE RD, WATSONVILLE, CA 95076-0421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003531
Date	Jan 30, 2020
Instrument	2020-0003531

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6 WHITE RD, WATSONVILLE, CA 95076-0421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WHITE RD, WATSONVILLE, CA 95076-0421

Mortgage

Document Number	0000053146
Date	Dec 10, 2020
Instrument	2020-0053146

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,444 (+2%) Land $252,866 Building $168,578
2025	$5,765.00 (+1%) Homeowner's exemption	$413,180 (+4.04%) Land $247,908 Building $165,272
2023	$5,241.00 (+2.12%) Homeowner's exemption	$397,136 Land $238,282 Building $158,854	$694,170
2022	$5,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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