6 VILLA CT WATERLOO IL 622983279, WATERLOO, IL 62298-3279
November 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE IL
Property Address
6 VILLA CT, WATERLOO, IL 62298-3279
Document Number
0000393116
Instrument Date
Nov 22, 2017
Transaction Type
Mortgage
Record Updated
Dec 4, 2017
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
21 COUNTRY LAKES LN WATERLOO IL 622982901, WATERLOO, IL 62298-2901
Mortgage
Document Number
0000393116
Date
Nov 27, 2017
Instrument
393116
Lender
Name
STATE BK/WATERLOO
Type
Bank
Address
WATERLOO, IL 62298
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Nov 26, 2037
September 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
MONROE IL
Recording Date
Sep 1, 2017
Property Address
6 VILLA CT, WATERLOO, IL 62298-3279
Document Number
0000391753
Instrument Date
Aug 30, 2017
Instrument
391753
Transaction Type
Transfer
Record Updated
Sep 28, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
21 COUNTRY LAKES LN WATERLOO IL 622982901, WATERLOO, IL 62298-2901
Tax Assessment & Valuation
The 2025 property tax bill for 6 Villa Ct was $4,225 with a homeowner's exemption, down 7.1% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Monroe County
Municipality
Waterloo City
Unified School District
Waterloo Community Unit School District 5 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,225.00 (-7.14%)Homeowner's exemption
$83,210Building $83,210
$249,630Building $249,630
2024
$4,550.00
2022
$62,220Building $62,220
$186,660Building $186,660
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 6 Villa Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
5 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 6 Villa Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source
Groundwater
Last State Inspection
Dec 2025
Lead
1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
30 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Starlink Satellite
280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area