Monroe County property record for 3 Villa Ct, Waterloo, IL 62298
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,400 sqft · built 1999 |
| Owner | 2 Company Names on Record |
| Last Sale | $260,000 (Dec 2025) |
| Tax Bill | $3,674 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-202-017-103 |
| Primary APN | 07-24-202-017-103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3 VILLA CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3279 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3 VILLAS OF BRADFORD PARCEL 1 PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | BRADFORD |
| Legal Unit | 3 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 16 |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 600401 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 308 GARNET DR, MORTON, IL 61550-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Deed Document Number | 2025440323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 3, 2025 |
| Property Address | 3 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Number | 0000440323 |
| Map Reference | MB 92 PG 147 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 440323 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 VILLA CT, WATERLOO, IL 62298-3279 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Number | 0000440324 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 440324 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | 1-Month LIBOR |
| Margin | 3 |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,440 (-6.34%) Building $68,440 | $205,320 (-6.34%) Building $205,320 | |
| 2024 | $3,674.00 Homeowner's exemption Additional exemption filed | $73,072 (+28.85%) Building $73,072 | $219,216 (+28.85%) Building $219,216 |
| 2022 | Homeowner's exemption Additional exemption filed | $56,710 Building $56,710 | $170,130 Building $170,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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