6 Undermount Path W, Palm Coast, FL 32164 Property Records

Flagler County property record for 6 Undermount Path W, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,677 sqft · built 2025
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$493,100 (Jun 2025)
Tax Bill	$945 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00330-0020`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00330-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,677 sqft Living Area
1st Floor Area	2,677 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6 UNDERMOUNT PATH W
City	PALM COAST
State	FL
Zip	32164-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 33 LOT 2 OR 553 PG 1539 OR 730 PG 1 OR 753 PG 407 OR 2256/889
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	33
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1010
Census Tract	60208

Owner

Source: Flagler County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE, INC
Jun 9, 2025	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage RMC HOME MORTGAGE LLC
Nov 21, 2024	Special Warranty Deed, Transfer STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC
Jan 31, 2018	Warranty Deed, Transfer COVENANT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Dec 12, 2024 · Amount on Record
Deed Document Number	202523627
Deed Book / Page	2965 / 930
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Apr 29, 2026
Property Address	6 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722
Document Number	0000017538
Book / Page	3051 / 20
Instrument Date	Apr 17, 2026
Instrument	202617538
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722

Mortgage

Document Number	0000017538,
Date	Apr 29, 2026
Book Page	3051/20
Instrument	202617538

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 9, 2025
Property Address	6 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722
Document Number	0029650930
Book / Page	2965 / 930
Map Reference	MB 17 PG 12-28
Instrument Date	May 27, 2025
Instrument	2025023627
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,451.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 SHAD RD, JACKSONVILLE, FL 32257-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722

Mortgage

Document Number	0002965931
Date	Jun 9, 2025
Instrument	2965/931

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 21, 2024
Property Address	6 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722
Document Number	0029170254
Book / Page	2917 / 254
Map Reference	MB 17 PG 12-28
Instrument Date	Nov 15, 2024
Instrument	2024049005
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$539.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 OAK ST, BELLINGHAM, MA 02019-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W 2ND ST, ELMHURST, IL 60126-2808
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 31, 2018
Property Address	6 UNDERMOUNT PATH, PALM COAST, FL 32164
Document Number	0022560889
Book / Page	002256 / 000889
Instrument Date	Jan 23, 2018
Instrument	3691
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	COVENANT TITLE

Transaction

Amount	Amount Recorded
Tax	$89.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 CENTRAL ST MILFORD MA 017573426, MILFORD, MA 01757-3426

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (+80.69%)	$52,000 (+16.85%) Land $52,000	$52,000 (+16.85%) Land $52,000
2024	$523.00 (+4.18%)
2023	$502.00 (+1.01%)	$44,500 (-2.2%) Land $44,500	$44,500 (-2.2%) Land $44,500
2022	$497.00	$45,500 Land $45,500	$45,500 Land $45,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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