4 Undermount Path W, Palm Coast, FL 32164 Property Records

Flagler County property record for 4 Undermount Path W, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,046 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00330-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00330-0030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	2,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 UNDERMOUNT PATH W
City	PALM COAST
State	FL
Zip	32164-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 33 LOT 3 OR 553 PG 1539 OR 730 PG 1 OR 757 PG 1835 OR 1156 PG 1945 OR 1208 PG 660 OR 1399 PG 680 OR 1761/1814-CT OR 1775/487 OR 1878/1264 OR 2291/1654
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	33
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1010
Census Tract	60208

Owner

Source: Flagler County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 10, 2018	Warranty Deed, Transfer · FHA Mortgage HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2021
Deed Sale	Aug 16, 2021
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	202144828
Deed Book / Page	2595 / 869
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0025950869
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Aug 16, 2021
Property Address	4 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722
Document Number	0025950869
Book / Page	2595 / 869
Map Reference	MB 17 PG 12-28
Instrument Date	Aug 6, 2021
Instrument	2021044828
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722

Mortgage

Document Number	2595871
Date	Aug 16, 2021
Instrument	2595/871

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 10, 2018
Property Address	4 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722
Document Number	0022911654
Book / Page	2291 / 1654
Map Reference	MB17 PG12-28
Instrument Date	Jun 26, 2018
Instrument	2018025526
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10301 FOX SPARROW AVE, 10301, WEEKI WACHEE, FL 34613-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UNDERMOUNT PATH W, PALM COAST, FL 32164-5722

Mortgage

Document Number	2018025527
Date	Jul 10, 2018
Instrument	2018025527

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00 (+2.58%) Homeowner's exemption	$200,715 (+5.99%)	$268,523 (-1.57%) Land $52,000 Building $216,523
2024	$2,791.00 (+2.72%)
2023	$2,717.00 (+1.19%) Homeowner's exemption	$189,376 (+3%)	$272,808 (+6.1%) Land $44,500 Building $228,308
2022	$2,685.00 Homeowner's exemption	$183,860	$257,119 Land $45,500 Building $211,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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