6 Towerbridge Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 6 Towerbridge Pl, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,707 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Oct 2018)
Tax Bill	$6,457 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T070800558`

Property Details

APN / Parcel Number

Primary APN	`T070800558`
Alternative APN	`3-0162-A210-00-003A.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,707 sqft Living Area
Gross Area	6,679 sqft
1st Floor Area	2,273 sqft
Basement Area	2,262 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070800558
Street Address	6 TOWERBRIDGE PL
City	SAINT CHARLES
State	MO
Zip	63303-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALBRIDGE VLGS A-C LOT 3A
Legal Subdivision	TALBRIDGE VLGS A-C
Legal Lot Number	3A
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3008
Census Tract	311004

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 11, 2020	Deed of Trust, Mortgage GUILD MTG
Oct 16, 2018	Warranty Deed, Transfer OTHER
Oct 16, 2018	Special Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 20, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	2018590450
Deed Book / Page	6990 / 1720
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070770001
Date	May 21, 2019
Book Page	7077/0001
Instrument	20190521000242250

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072480950
Date	Mar 13, 2020
Book Page	7248/950
Instrument	20200313000157020

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Document Number	0000090498
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 TOWERBRIDGE PL ST CHARLES MO 633034802, ST CHARLES, MO 63303-4802

Mortgage

Document Number	0000090498
Date	Nov 20, 2020
Instrument	90498

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2018
Property Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Document Number	0069901718
Book / Page	006990 / 001718
Instrument Date	Oct 16, 2018
Instrument	590440
Transaction Type	Transfer
Record Updated	Nov 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651
Investor	Possibly a Property Investor

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2018
Property Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Document Number	0069901720
Book / Page	6990 / 1720
Map Reference	MB 44 PG 26-30
Instrument Date	Sep 19, 2018
Instrument	20181016000590450
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7161 BISHOP RD STE 250, 7161, PLANO, TX 75024-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802

Mortgage

Document Number	20181016000590460
Date	Oct 16, 2018
Instrument	20181016000590460

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 20, 2017
Property Address	6 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Document Number	0067611814
Book / Page	006761 / 001814
Instrument Date	Jun 15, 2017
Instrument	374630
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6 TOWERBRIDGE PL ST CHARLES MO 633034802, ST CHARLES, MO 63303-4802

Mortgage

Document Number	67611816
Date	Jun 20, 2017
Book Page	006761/001816
Instrument	374640

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,508 (-)	$592,147 (-) Land $90,000 Building $502,147
2025	$6,457.00	$112,508 (+4.2%)	$592,147 (+4.2%) Land $90,000 Building $502,147
2023		$107,973
2022			$568,279 Land $65,000 Building $503,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	49 (1979–1995)
Claims Outside the SFHA	4 of 49
Most Recent Claim	Jun 1995 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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