3 Towerbridge Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3 Towerbridge Pl, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,746 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2018)
Tax Bill	$6,327 (2025)
Deeds & Mortgages	Apr 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T070800602`

Property Details

APN / Parcel Number

Primary APN	`T070800602`
Alternative APN	`3-0162-A210-00-047A.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	6,068 sqft
1st Floor Area	2,746 sqft
Basement Area	2,702 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	632 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070800602
Street Address	3 TOWERBRIDGE PL
City	SAINT CHARLES
State	MO
Zip	63303-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALBRIDGE VLGS A-C LOT 47A
Legal Subdivision	TALBRIDGE VLGS A-C
Legal Lot Number	47A
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3008
Census Tract	311004

Owner

Source: St. Charles County records · APN T070800602

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2018 · Amount on Record
Deed Sale	Apr 05, 2018 · Amount on Record
Prior Sale	Jul 19, 2013
Deed Document Number	2018182100
Deed Book / Page	6901 / 818
Last Transfer Date	Oct 04, 2024
Transfer Doc	0000041455
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 05, 2018
Property Address	3 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801
Document Number	0069010818
Book / Page	006901 / 000818
Instrument Date	Mar 29, 2018
Instrument	182100
Transaction Type	Transfer
Record Updated	May 02, 2018
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 TOWERBRIDGE PL ST CHARLES MO 633034801, ST CHARLES, MO 63303-4801

Mortgage

Document Number	69010821
Date	Apr 05, 2018
Book Page	006901/000821
Instrument	182110

Lender

Name	LINDELL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,242 (-)	$580,222 (-) Land $90,000 Building $490,222
2025	$6,327.00 (+0.89%)	$110,242 (+3.87%)	$580,222 (+3.87%) Land $90,000 Building $490,222
2024	$6,271.00
2023		$106,138
2022			$558,620 Building $558,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	49 (1979–1995)
Claims Outside the SFHA	4 of 49
Most Recent Claim	Jun 1995 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 658 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.