6 Stone St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 6 Stone St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,759 sqft · built 1940
Lot Size	0.162 acres (7,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Feb 2024)
Tax Bill	$6,177 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0013 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0013 L:0003`
Alternative APNs	`M:005=F B:0013 L:0003` `1778028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,759 sqft Living Area
Gross Area	3,613 sqft
1st Floor Area	1,057 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,074 sqft (0.162 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1778028
Street Address	6 STONE ST
City	SAUGUS
State	MA
Zip	01906-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	13
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1007
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 STONE ST, SAUGUS, MA 01906-3736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BLUE WATER MORTGAGE CORPORATION
May 13, 2019	Deed of Trust, Mortgage · ARM SALEM FIVE MORTGAGE CORP
Dec 18, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20242600
Deed Book / Page	41971 / 289
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 1, 2024
Property Address	6 STONE ST, SAUGUS, MA 01906-3736
Document Number	041971-289
Book / Page	41971 / 289
Instrument Date	Feb 1, 2024
Instrument	20240201002600
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 STONE ST, SAUGUS, MA 01906-3736

Mortgage

Document Number	240201002610
Date	Feb 1, 2024
Instrument	240201002610

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 STONE ST, SAUGUS, MA 01906-3736
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37504-139
Date	May 13, 2019
Book Page	37504/139
Instrument	20190513001530

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2024

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 18, 2018
Property Address	6 STONE ST, SAUGUS, MA 01906-3736
Document Number	37224-439
Book / Page	37224 / 439
Instrument Date	Dec 17, 2018
Instrument	20181218002250
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 STONE ST, SAUGUS, MA 01906-3736

Mortgage

Document Number	181218002260
Date	Dec 18, 2018
Instrument	181218002260

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,177.00 (+3.1%)	$592,800 (+5.67%) Land $335,200 Building $244,700	$684,383 (-2.27%)
2025	$5,991.00 (+4.23%)	$561,000 (+3.95%) Land $304,800 Building $256,200	$700,245
2024	$5,748.00 (+2.15%)	$539,700 (+8%) Land $287,300 Building $252,400
2023	$5,627.00	$499,700 Land $252,500 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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