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10 Stone St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 10 Stone St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1905
Square Footage1,620 sqft Living Area
Lot Size6,795 sqft (0.156 acres)
OccupancyOwner Occupied
Last Sale$615,000 (2022)
Tax Bill$6,439.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:005-F B:0013 L:0005
Alternative APNs
  • M:005=F B:0013 L:0005
  • 2714023

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,620 sqft Living Area
Gross Area2,692 sqft Gross Area
1st Floor711 sqft 1st Floor
Basement Area711 sqft Basement
Unfinished Basement711 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,795 sqft (0.156 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number2714023
Street Address10 STONE ST
CitySAUGUS
StateMA
Zip01906-3736
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block13
Legal Lot Number5
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup1
Census Block1007
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-F B:0013 L:0005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 STONE ST, SAUGUS, MA 01906-3736
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 30, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
GUARANTEED RATE INC
Sep 02, 2020Deed of Trust, Mortgage · Stand Alone Refinance
MORTGAGE EQUITY PARTNERS LLC
Jan 05, 2021Quit Claim Deed, Transfer
Quitclaim Document
Sep 02, 2020Quit Claim Deed, Transfer
MORTGAGE EQUITY PTRS
Jul 26, 2018Quit Claim Arm's Length for NE States, Transfer
RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2022 · Amount on Record
Deed SaleDec 30, 2022 · Amount on Record
Prior SaleJul 26, 2018 · Amount on Record
Deed Book / Page41379 / 144
Prior Transfer DateJan 05, 2021
Prior Transfer Doc39379-240
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address10 STONE ST, SAUGUS, MA 01906-3736
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043187-64
DateJan 20, 2026
Book Page43187/64
Instrument20260120003060
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

December 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateDec 30, 2022
Property Address10 STONE ST, SAUGUS, MA 01906-3736
Document Number041379-144
Book / Page41379 / 144
Instrument DateDec 30, 2022
Instrument20221230001390
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 STONE ST, SAUGUS, MA 01906-3736

Mortgage

Document Number221230001400
DateDec 30, 2022
Instrument221230001400
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address10 STONE ST, SAUGUS, MA 01906-3736
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38897-530
DateSep 02, 2020
Book Page38897/530
Instrument20200902004670
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJan 05, 2021
Property Address10 STONE ST, SAUGUS, MA 01906-3736
Document Number39379-240
Book / Page39379 / 240
Instrument DateJan 05, 2021
Instrument20210105005760
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 STONE ST, SAUGUS, MA 01906-3736

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateSep 02, 2020
Property Address10 STONE ST, SAUGUS, MA 01906-3736
Document Number38945-580
Book / Page038945 / 000580
Instrument DateAug 28, 2020
Instrument16005540
Transaction TypeTransfer
Record UpdatedOct 06, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 STONE ST SAUGUS MA 019063736, SAUGUS, MA 01906-3736

Mortgage

Document Number38897-530
DateSep 02, 2020
Book Page038897/000530
Instrument2004670
Lender
NameMORTGAGE EQUITY PTRS
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

July 2018: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateJul 26, 2018
Property Address10 STONE ST, SAUGUS, MA 01906-3736
Document Number36888-384
Book / Page36888 / 384
Instrument180726001370
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$43.22
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 STONE ST, SAUGUS, MA 01906-3736

Mortgage

Document Number368880387
DateJul 26, 2018
Instrument36888/0387
Lender
NameRADIUS FINANCIAL GRP
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueJul 26, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,439.00 (+4.24%)$602,900 (+3.95%) Land $303,800 Building $299,100$663,195
2024$6,177.00 (+4.84%)$580,000 (+10.84%) Land $286,400 Building $293,600
2023$5,892.00$523,300 Land $251,700 Building $271,600

Flood & Wildfire

10 Stone St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

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