Dutchess County and Dover Town property record for 6 Stephen Rd, Dover Plains, NY 12522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Jul 2009) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Dec 2016 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 132600-7063-16-960272-0000 |
| Primary APN | 132600-7063-16-960272-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
| Porch Area | 415 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 04960272 |
|---|---|
| Street Address | 6 STEPHEN RD |
| City | DOVER PLAINS |
| State | NY |
| Zip | 12522-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 1 AC. 1343 0428 |
| Legal Subdivision | TEN MILE RIVER FARMS SEC V |
| Legal Block | 16 |
| Legal Lot Number | 960 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40001 |
6 Stephen Rd is owned and occupied by an individual who bought it in July 2009.
Source: Dutchess County and Dover Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 STEPHEN RD, DOVER PLAINS, NY 12522-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2018 | Deed of Trust, Mortgage · Line of Credit COUNTRYSIDE FCU |
| Dec 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Dec 21, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2009 · Amount on File |
| Deed Sale | Jul 8, 2009 · Amount on File |
| Prior Sale | Nov 30, 2006 · Amount on File |
| Deed Book / Page | 22009 / 3218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 6 STEPHEN RD, DOVER PLAINS, NY 12522-5426 |
| Document Number | 0000003994 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6 STEPHEN RD DOVER PLAINS NY 125225426, DOVER PLAINS, NY 12522-5426 |
| Document Number | 0000003994 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 3994 |
| Name | COUNTRYSIDE FCU |
|---|---|
| Type | Credit Union |
| Address | EAST SYRACUSE, NY 13057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 26, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 6 STEPHEN RD, DOVER PLAINS, NY 12522-5426 |
| Document Number | 0000000167 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | STATEWIDE ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 6 STEPHEN RD DOVER PLAINS NY 125225426, DOVER PLAINS, NY 12522-5426 |
| Document Number | 0000000167 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 167 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 5, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 6 STEPHEN RD, DOVER PLAINS, NY 12522-5426 |
| Document Number | 0000000436 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | STATEWIDE ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 6 STEPHEN RD DOVER PLAINS NY 125225426, DOVER PLAINS, NY 12522-5426 |
| Document Number | 0000000436 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 436 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 6 Stephen Rd was $4,935 with a veteran's exemption.
Source: Dutchess County and Dover Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Dover Town |
| Unified School District | Dover Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,935.00 Veteran's exemption | $103,800 (-) Land $26,100 Building $77,700 | $324,400 (+7.81%) |
| 2024 | $103,800 (-) Land $26,100 Building $77,700 | $300,900 (+2.91%) | |
| 2023 | $103,800 Land $26,100 Building $77,700 | $292,400 Land $73,523 Building $218,877 | |
| 2020 | $4,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Stephen Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 34 (1984–2023) |
| Claims Outside the SFHA | 8 of 34 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Stephen Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER PLAINS WATER CO private · serves 800 people · EPA ID NY1302761 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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