Dutchess County and Dover Town property record for 14 Stephen Rd, Dover Plains, NY 12522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (May 2015) |
| Tax Bill | $6,432 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2020 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 132600-7063-16-967289-0000 |
| Primary APN | 132600-7063-16-967289-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 594 sqft |
| Porch | Covered Porch |
| Porch Area | 440 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 04967289 |
|---|---|
| Street Address | 14 STEPHEN RD |
| City | DOVER PLAINS |
| State | NY |
| Zip | 12522-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 1 AC. 1490 0808 1343 0434 |
| Legal Subdivision | TEN MILE RIVER FARMS SEC V |
| Legal Block | 16 |
| Legal Lot Number | 967 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40001 |
Source: Dutchess County and Dover Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 STEPHEN RD, DOVER PLAINS, NY 12522-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Construction Mortgage HUDSON VALLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on Record |
| Deed Sale | May 29, 2015 · Amount on Record |
| Deed Book / Page | 22015 / 3121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 14 STEPHEN RD, DOVER PLAINS, NY 12522-5426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006638 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 6638 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 14 STEPHEN RD, DOVER PLAINS, NY 12522-5426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003688 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 3688 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Dutchess County and Dover Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Dover Town |
| Unified School District | Dover Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,432.00 (-4.47%) | $122,600 (-) Land $26,100 Building $96,500 | $383,100 (+7.79%) |
| 2024 | $122,600 (-) Land $26,100 Building $96,500 | $355,400 (+2.9%) | |
| 2023 | $122,600 Land $26,100 Building $96,500 | $345,400 Land $73,531 Building $271,869 | |
| 2020 | $6,733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 34 (1984–2023) |
| Claims Outside the SFHA | 8 of 34 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER PLAINS WATER CO private · serves 800 people · EPA ID NY1302761 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures