6 Station W, Waterloo, IL 62298 Property Records

Monroe County property record for 6 Station W, Waterloo, IL 62298

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 600 sqft · built 1982
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2025)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-317-019-106`

Property Details

APN / Parcel Number

Primary APN	`07-25-317-019-106`
Alternative APN	`07-25-317-019-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Foundation Type	Slab (Mat/Raft)
Porch	Slab
Porch Area	265 sqft

Location & Zoning

Street Address	6 STATION W
City	WATERLOO
State	IL
Zip	62298-1823
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	WR5
Legal Description	LOT 99 UNIT 6 SUNSET ACRES 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	SUNSET ACRES
Legal Lot Number	99
Legal Unit	6
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3000
Census Tract	600501

Owner

6 Station W, a condominium, is owned by an individual who bought it in December 2025.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	6575 LL RD, RED BUD, IL 62278-2833
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Deed Document Number	2025440528
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Dec 15, 2025
Property Address	6 STATION W, WATERLOO, IL 62298-1823
Document Number	0000440528
Map Reference	MB 136 PG 592
Instrument Date	Dec 15, 2025
Instrument	440528
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 STATION W, WATERLOO, IL 62298-1823

Mortgage

Document Number	0000440529
Date	Dec 15, 2025
Instrument	440529

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6 Station W was $2,391, up 32.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,391.00 (+32.83%) Homeowner's exemption	$39,680 (-4.2%) Land $3,260 Building $36,420	$119,040 (-4.2%) Land $9,780 Building $109,260
2024	$1,800.00 Homeowner's exemption Additional exemption filed	$41,420 Land $3,126 Building $38,294	$124,260 Land $9,378 Building $114,882
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$33,460 Land $2,880 Building $30,580	$100,380 Land $8,640 Building $91,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 Station W in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Station W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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