3 Station W, Waterloo, IL 62298 Property Records

Monroe County property record for 3 Station W, Waterloo, IL 62298

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 672 sqft · built 1981
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2021)
Tax Bill	$2,285 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-317-019-103`

Property Details

APN / Parcel Number

Primary APN	`07-25-317-019-103`
Alternative APN	`07-25-317-019-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Porch	Slab
Porch Area	265 sqft

Location & Zoning

Street Address	3 STATION W
City	WATERLOO
State	IL
Zip	62298-1823
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	WR5
Legal Description	LOT 99 UNIT 3 SUNSET ACRES 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	SUNSET ACRES
Legal Lot Number	99
Legal Unit	3
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3000
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 STATION W, WATERLOO, IL 62298-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jan 5, 2018	Deed of Trust, Mortgage BUENA VISTA NAT'L BK
Jul 26, 2017	Grant Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2021420254
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 12, 2021
Property Address	3 STATION W, WATERLOO, IL 62298-1823
Document Number	0000420254
Instrument Date	Oct 8, 2021
Instrument	420254
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STATION W, WATERLOO, IL 62298-1823

Mortgage

Document Number	0000420255
Date	Oct 12, 2021
Instrument	420255

Lender

Name	ENDEAVOR CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3 STATION W, WATERLOO, IL 62298-1823
Document Number	0000393800
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 WEDGEWOOD DR WATERLOO IL 622981632, WATERLOO, IL 62298-1632

Mortgage

Document Number	0000393800
Date	Jan 8, 2018
Instrument	393800

Lender

Name	BUENA VISTA NAT'L BK
Type	Bank
Address	CHESTER, IL 62233

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 7, 2023

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Jul 26, 2017
Property Address	3 STATION W, WATERLOO, IL 62298-1823
Document Number	0000391110
Instrument Date	Jul 25, 2017
Instrument	391110
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 STATION W WATERLOO IL 622981823, WATERLOO, IL 62298-1823

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,810 (+18.85%) Land $3,330 Building $39,480	$128,430 (+18.85%) Land $9,990 Building $118,440
2024	$2,285.00
2022	Additional exemption filed	$36,020 Land $2,940 Building $33,080	$108,060 Land $8,820 Building $99,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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