6 Spruce Ln, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 6 Spruce Ln, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 785 sqft · built 1987
Lot Size4.9 acres (213,444 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Apr 2025)
Tax Bill$2,574 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jun 2023 Transfer
Flood ZoneZone X (minimal risk)
APNPHIP M:002 L:026

Property Details

APN / Parcel Number

Primary APNPHIP M:002 L:026
Alternative APN
  • 269

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area785 sqft Living Area
1st Floor Area785 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area213,444 sqft (4.9 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number269
Street Address6 SPRUCE LN
CityPHIPPSBURG
StateME
Zip04562-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number26
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group2
Census Block2002
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6 SPRUCE LN, PHIPPSBURG, ME 04562-4026
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Line of Credit
CMG MORTGAGE INC
Jun 27, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Deed Document Number20252025R-01715
Deed Book / Page2025 / 1715
Prior Transfer DateJun 7, 2023
Prior Transfer Doc0000002793
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Recording DateMay 28, 2026
Property Address6 SPRUCE LN, PHIPPSBURG, ME 04562-4026
Document Number0000002749
Instrument DateMay 18, 2026
Instrument20262749
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 SPRUCE LN, PHIPPSBURG, ME 04562-4026

Mortgage

Document Number0000002749,
DateMay 28, 2026
Instrument20262749
Lender
NameCMG MORTGAGE INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
Max Rate-1%

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPHIPPSBURG ME
Recording DateJun 27, 2023
Property Address6 SPRUCE LN, PHIPPSBURG, ME 04562-4026
Document Number0000002793
Book / Page2023 / 2793
Instrument DateJun 7, 2023
Instrument2023R-02793
Transaction TypeTransfer
Record UpdatedJul 24, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 SPRUCE LN, PHIPPSBURG, ME 04562-4026

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,574.00 (+5.36%)$208,400 (+0.48%) Land $109,800 Building $98,600
2024$2,443.00 (+2.95%)$207,400 (-) Land $109,800 Building $97,600
2023$2,373.00 (+13.05%)$207,400 (-) Land $109,800 Building $97,600
2022$2,099.00$207,400 Land $109,800 Building $97,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA5 of 13
Most Recent ClaimMar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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