31 Spruce Ln, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 31 Spruce Ln, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 1985
Lot Size	3.25 acres (141,570 sqft)
Owner	Trust Name on File
Tax Bill	$8,776 (2025)
Deeds & Mortgages	Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:002 L:031`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:002 L:031`
Alternative APN	`522`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Basement Area	750 sqft
Unfinished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	141,570 sqft (3.25 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	522
Street Address	31 SPRUCE LN
City	PHIPPSBURG
State	ME
Zip	04562-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	31
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2002
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 Spruce Ln is owner-occupied and held in a trust since January 2020.

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	31 SPRUCE LN, PHIPPSBURG, ME 04562-4026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 15, 2020
Transfer Doc	0000000461
Record Updated	Jun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Jan 21, 2020
Property Address	31 SPRUCE LN, PHIPPSBURG, ME 04562-4026
Document Number	0000000461
Instrument Date	Jan 15, 2020
Instrument	461
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	31 SPRUCE LN PHIPPSBURG, PHIPPSBURG

Tax Assessment & Valuation

The 2025 property tax bill for 31 Spruce Ln was $8,776, up 4.8% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,776.00 (+4.84%)	$710,600 (-) Land $483,300 Building $227,300
2024	$8,371.00 (+2.98%)	$710,600 (-) Land $483,300 Building $227,300
2023	$8,129.00 (+13.04%)	$710,600 (-) Land $483,300 Building $227,300
2022	$7,191.00	$710,600 Land $483,300 Building $227,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Spruce Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Spruce Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Ln

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