6 Sanderling Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 6 Sanderling Cir, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,920 sqft · built 1969
Lot Size0.269 acres (11,718 sqft)
OwnerIndividual Name on File
Last Sale$3,457,000 (Jan 2021)
Tax Bill$53,492 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jan 2021 Sale
Flood ZoneZone VE (high risk)
APN052-281-10

Property Details

APN / Parcel Number

Primary APN052-281-10
Alternative APN
  • 052-281-10-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,920 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2011
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area11,718 sqft (0.269 acres)
TerrainSteep
View / LotOcean
Deck Area904 sqft
Patio Area904 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6 SANDERLING CIR
CityWATSONVILLE
StateCA
Zip95076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSU
Legal DescriptionTRACT 468 LOT 6
Legal SubdivisionPAJARO DUNES
Legal Tract468
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1025
Census Tract122300

Owner

6 Sanderling Cir is owned by an individual who bought it in January 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address3 VINEYARD HILL RD, WOODSIDE, CA 94062-2531
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage · ARM
FREMONT BANK
Jan 5, 2021Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2021 · Amount on File
Deed SaleJan 5, 2021 · Amount on File
Prior SaleJan 23, 2006 · Amount on File
Deed Document Number2021469
Prior Transfer DateMay 27, 1994
Prior Transfer Doc0000041893
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address6 SANDERLING CIR, WATSONVILLE, CA 95076
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001809
DateJan 23, 2019
Instrument2019-0001809
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6.25%
Index1-Year LIBOR
Max Rate9.25%

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 5, 2021
Property Address6 SANDERLING CIR, WATSONVILLE, CA 95076
Document Number0000000469
Instrument DateJan 4, 2021
Instrument469
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
Tax$3,803.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address35 MARTIN LN WOODSIDE CA 940623623, WOODSIDE, CA 94062-3623

Tax Assessment & Valuation

The 2025 property tax bill for 6 Sanderling Cir was $53,492.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,816,807 (+2%) Land $3,091,426 Building $725,381
2025$53,492.00$3,741,968 Land $3,030,810 Building $711,158
2023$41,917.00 (+1.54%)$3,596,663 Land $2,913,120 Building $683,543$3,346,830
2022$41,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Sanderling Cir in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation22.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 55 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies474 units insured
incl. 419 condo units
Nearby Flood Claims16 (1983–2023)
Claims Outside the SFHA3 of 16
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6 Sanderling Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Sanderling Cir

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