3 Sanderling Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 3 Sanderling Cir, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,163 sqft · built 1970
Lot Size	0.257 acres (11,195 sqft)
Owner	Company Name on Record
Last Sale	$3,881,500 (May 2021)
Tax Bill	$55,453 (2025)
Deeds & Mortgages	May 2021 Sale Dec 2017 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`052-281-07`

Property Details

APN / Parcel Number

Primary APN	`052-281-07`
Alternative APN	`052-281-07-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	3,163 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Other
Lot Area	11,195 sqft (0.257 acres)
Terrain	Steep
View / Lot	Ocean
Deck Area	487 sqft
Patio Area	487 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 SANDERLING CIR
City	WATSONVILLE
State	CA
Zip	95076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Subdivision	PAJARO DUNES UN 1 TR #468
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1025
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3921 LOUIS RD, PALO ALTO, CA 94303-4542
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Jun 29, 2006
Deed Document Number	202127324
Prior Transfer Date	Apr 29, 2015
Prior Transfer Doc	0000018817
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 13, 2021
Property Address	3 SANDERLING CIR, WATSONVILLE, CA 95076
Document Number	0000027324
Map Reference	MB 44 PG 39
Instrument Date	May 11, 2021
Instrument	2021-0027324
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$4,269.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 LOUIS RD, PALO ALTO, CA 94303-4542

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3 SANDERLING CIR, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ER FIRST AMERICAN TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043588
Date	Dec 22, 2017
Instrument	2017-0043588

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 17, 2019
Property Address	3 SANDERLING CIR, WATSONVILLE, CA 95076
Document Number	0000039915
Instrument Date	Dec 17, 2019
Instrument	39915
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 BULKLEY AVE SAUSALITO CA 949652208, SAUSALITO, CA 94965-2208

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,285,268 (+2%) Land $3,385,362 Building $899,906
2025	$55,453.00 (+18.76%)	$4,201,244 (+4.04%) Land $3,318,983 Building $882,261
2023	$46,694.00 (+39.75%)	$4,038,105 Land $3,190,103 Building $848,002	$3,686,040
2022	$33,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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