6 Ridgeway Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 6 Ridgeway Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,040 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (May 2021)
Tax Bill	$14,349 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 33.27-2-17`

Property Details

APN / Parcel Number

Primary APN	`372200 33.27-2-17`
Alternative APNs	`220003302700020170000000` `032200`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	680 sqft
2nd Floor Area	680 sqft
Basement Area	680 sqft
Finished Basement	680 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	100 ft deep x 120 ft wide
View / Lot	Waterfront
Porch	Covered Porch
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	032200
Street Address	6 RIDGEWAY RD
City	CARMEL
State	NY
Zip	10512-6652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	FIFTH MAP OF LAKE CARMEL
Legal Block	2
Legal Lot Number	17.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2012
Census Tract	10300

Owner

6 Ridgeway Rd is owned and occupied by an individual who bought it in May 2021.

Source: Putnam County and Kent Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6 RIDGEWAY RD, CARMEL, NY 10512-6652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Oct 11, 2016 · Amount on File
Deed Document Number	202164982021
Deed Book / Page	2216 / 125
Prior Transfer Date	Apr 27, 2015
Prior Transfer Doc	0019810389
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	May 28, 2021
Property Address	6 RIDGEWAY RD, CARMEL, NY 10512-6652
Document Number	0022160125
Book / Page	2216 / 125
Map Reference	MAP 130-DD
Instrument Date	May 25, 2021
Instrument	6498-2021
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 RIDGEWAY RD, CARMEL, NY 10512-6652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CLEVELAND ST APT 1B, 1B, WHITE PLAINS, NY 10606-1652

Mortgage

Document Number	0007369189
Date	May 28, 2021
Instrument	7369/189

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$450,000 Land $62,400 Building $387,600	$450,000 Land $62,400 Building $387,600
2024	$14,349.00
2023		$305,000 (-) Land $26,000 Building $279,000	$443,314 (+21.66%) Land $37,791 Building $405,523
2022		$305,000 Land $26,000 Building $279,000	$364,397 Land $31,063 Building $333,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Ridgeway Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Ridgeway Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT APARTMENTS private · serves 56 people · EPA ID NY3903713
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20