Putnam County and Kent Town property record for 10 Ridgeway Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,580 sqft · built 1985 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,500 (Jan 2021) |
| Tax Bill | $11,465 (2024) |
| Deeds & Mortgages | Jan 2021 Sale Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.27-2-18 |
| Primary APN | 372200 33.27-2-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,030 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 100 ft deep x 180 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 165 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Street Address | 10 RIDGEWAY RD |
|---|---|
| City | CARMEL |
| State | NY |
| Zip | 10512-6652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | FIFTH MAP OF LAKE CARMEL |
| Legal Block | 2 |
| Legal Lot Number | 18.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10300 |
10 Ridgeway Rd is owned and occupied by an individual who bought it in January 2021.
Source: Putnam County and Kent Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 RIDGEWAY RD, CARMEL, NY 10512-6652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed, Transfer RECORD & RETURN TTL AGCY INC |
| Oct 26, 2018 | Grant Deed, Transfer · FHA Mortgage TIAA FSB |
| Apr 24, 2018 | Grant Deed, Transfer JT ABSTRACT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Oct 26, 2018 · Amount on File |
| Deed Document Number | 20216712021 |
| Deed Book / Page | 2196 / 26 |
| Prior Transfer Date | Feb 16, 2000 |
| Prior Transfer Doc | 0015040020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jan 19, 2021 |
| Property Address | 10 RIDGEWAY RD, CARMEL, NY 10512-6652 |
| Document Number | 0021960026 |
| Book / Page | 2196 / 26 |
| Map Reference | MAP 130-DD |
| Instrument Date | Dec 22, 2020 |
| Instrument | 671-2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RECORD & RETURN TTL AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 RIDGEWAY RD, 10, CARMEL, NY 10512-6652 |
| Name | Verified Name |
|---|---|
| Address | 379 S RIVERSIDE AVE, CROTON ON HUDSON, NY 10520-3067 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Oct 26, 2018 |
| Property Address | 10 RIDGEWAY RD, CARMEL, NY 10512-6652 |
| Document Number | 0020930338 |
| Book / Page | 002093 / 000338 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 1502814 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | TRADITIONAL ABSTRACT CORPORATION, TRADITIONAL ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 140 PLEASANTVIEW CT COPIAGUE NY 117263920, COPIAGUE, NY 11726-3920 |
| Document Number | 68650348 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 006865/000348 |
| Instrument | 1602951 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 24, 2018 |
| Property Address | 10 RIDGEWAY RD, CARMEL, NY 10512-6652 |
| Document Number | 0020760442 |
| Book / Page | 002076 / 000442 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 1501100 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | JT ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $652.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2700 CACTUS DR EDMOND OK 730137907, EDMOND, OK 73013-7907 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380,000 (+55.93%) Land $72,800 Building $307,200 | $380,000 (+7.28%) Land $72,800 Building $307,200 | |
| 2024 | $11,465.00 | $243,700 (-) Land $22,700 Building $221,000 | $354,215 (-) |
| 2023 | $243,700 (-) Land $22,700 Building $221,000 | $354,215 (+21.66%) Land $32,994 Building $321,221 | |
| 2022 | $243,700 Land $22,700 Building $221,000 | $291,159 Land $27,121 Building $264,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Ridgeway Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Ridgeway Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT APARTMENTS private · serves 56 people · EPA ID NY3903713 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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