Jefferson County property record for 6 Rams Ct, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,911 sqft · built 2006 |
| Lot Size | 0.387 acres (16,858 sqft) |
| Owner | Individual Name on File |
| Last Sale | $461,000 (Jun 2026) |
| Tax Bill | $2,807 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-8C-0183.0000 |
| Primary APN | 09-8C-0183.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,911 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Basement Area | 513 sqft |
| Finished Basement | 513 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,858 sqft (0.387 acres) |
| Lot Dimensions | 185 ft deep x 136 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6 RAMS CT |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #61 MADDEX FARM |
| Legal Subdivision | MADDEX FARM |
| Legal Lot Number | 61 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 972201 |
6 Rams Ct is owned and occupied by an individual who bought it in June 2026.
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 RAMS CT, SHEPHERDSTOWN, WV 25443-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 1, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | Jul 8, 2013 · Amount on File |
| Deed Document Number | 20268152 |
| Deed Book / Page | 1375 / 738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jun 1, 2026 |
| Property Address | 6 RAMS CT, SHEPHERDSTOWN, WV 25443-4339 |
| Document Number | 001375/738 |
| Book / Page | 1375 / 738 |
| Instrument Date | May 28, 2026 |
| Instrument | 20268152 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307,302.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6 RAMS CT, SHEPHERDSTOWN, WV 25443-4339 |
| Document Number | 0000008153, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20268153 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jun 1, 2026 |
| Property Address | 6 RAMS CT, SHEPHERDSTOWN, WV 25443-4339 |
| Document Number | 0000008152 |
| Book / Page | 1375 / 738 |
| Instrument Date | May 28, 2026 |
| Instrument | 20268152 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307,302.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6 RAMS CT, SHEPHERDSTOWN, WV 25443-4339 |
| Document Number | 0000008153, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20268153 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 6 RAMS CT, SHEPHERDSTOWN, WV 25443-4339 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002237/597 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 2237/597 |
| Instrument | 201900010274 |
| Name | POTOMAC MORTGAGE GROUP LLC |
|---|---|
| Type | Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 6 Rams Ct was $2,807, up 3.2% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,807.00 (+3.16%) | $243,400 (+3.93%) Land $72,700 Building $170,700 | $405,667 (+3.94%) Land $121,167 Building $284,500 |
| 2025 | $2,721.00 | $234,200 Land $61,500 Building $172,700 | $390,300 Land $102,500 Building $287,800 |
| 2023 | $2,571.00 | $220,200 Land $61,500 Building $158,700 | $367,000 Land $102,500 Building $264,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6 Rams Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1984–1996) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Rams Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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