34 Rams Ct, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 34 Rams Ct, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,741 sqft · built 2005
Lot Size	0.297 acres (12,937 sqft)
Owner	2 Individual Names on File
Last Sale	$409,575 (May 2005)
Tax Bill	$2,746 (2026)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-8C-0185.0000`

Property Details

APN / Parcel Number

Primary APN	`09-8C-0185.0000`
Alternative APN	`19-09-8C-0185.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,741 sqft Living Area
1st Floor Area	2,508 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	12,937 sqft (0.297 acres)
Lot Dimensions	158 ft deep x 82.3 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34 RAMS CT
City	SHEPHERDSTOWN
State	WV
Zip	25443-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #63 MADDEX FARM
Legal Subdivision	MADEX FARM
Legal Lot Number	63
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	2
Census Block	2001
Census Tract	972201

Owner

34 Rams Ct is owned and occupied by two individuals who bought it in May 2005.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 RAMS CT, SHEPHERDSTOWN, WV 25443-4339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2005 · Amount on File
Deed Sale	May 27, 2005 · Amount on File
Deed Document Number	200513769
Deed Book / Page	1009 / 270
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON WV
Property Address	34 RAMS CT, SHEPHERDSTOWN, WV 25443-4339
Document Number	0000007304
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RAMS CT SHEPHERDSTOWN WV 254434339, SHEPHERDSTOWN, WV 25443-4339

Mortgage

Document Number	0000007304
Date	Mar 28, 2017
Book Page	002134/000083
Instrument	7304

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 34 Rams Ct was $2,746 with a homeowner's exemption, up 2.5% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (+2.54%)	$258,100 (+3.03%) Land $64,400 Building $193,700	$430,167 (+3.03%) Land $107,333 Building $322,833
2025	$2,678.00 Homeowner's exemption	$250,500 Land $54,500 Building $196,000	$417,500 Land $90,900 Building $326,600
2023	$2,506.00 Homeowner's exemption	$234,600 Land $54,500 Building $180,100	$391,100 Land $90,900 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Rams Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–1996)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 2 claims Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Rams Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20