Cook County property record for 6 Pine Needles Dr, Lemont, IL 60439
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,093 sqft · built 1999 |
| Lot Size | 0.077 acres (3,359 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,500 (Nov 2017) |
| Tax Bill | $8,313 (2023) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-34-104-044 |
| Primary APN | 22-34-104-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,093 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,359 sqft (0.077 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6 PINE NEEDLES DR |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-7739 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 34 |
| Legal Subdivision | RUFFLED FEATHERS GOLF CLUB CON |
| Legal Lot Number | 20 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 824006 |
6 Pine Needles Dr, a townhouse, is owned and occupied by an individual who bought it in November 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 15, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK |
| Apr 29, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Nov 9, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on File |
| Deed Sale | Nov 9, 2017 · Amount on File |
| Deed Document Number | 201746122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Document Number | 0012845069 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2312845069 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.39% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003320041 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2103320041 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 235 Months |
| Due | Sep 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Document Number | 0002017193 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2202017193 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0010534269 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2110534269 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | Aug 31, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Document Number | 1912901022 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6 PINE NEEDLES DR LEMONT IL 604397739, LEMONT, IL 60439-7739 |
| Document Number | 1912901022 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 12901022 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Document Number | 1823412057 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6 PINE NEEDLES DR LEMONT IL 604397739, LEMONT, IL 60439-7739 |
| Document Number | 1823412057 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 23412057 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.59% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 9, 2017 |
| Property Address | 6 PINE NEEDLES DR, LEMONT, IL 60439-7739 |
| Document Number | 1731346122 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 31346122 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8500 WALDREDON AVE BURR RIDGE IL 60527, BURR RIDGE, IL 60527 |
| Document Number | 1731346123 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 31346123 |
| Name | UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTCHESTER, IL 60154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 Land $2,099 Building $37,901 | $400,000 Land $20,990 Building $379,010 | |
| 2023 | $8,313.00 (+12.66%) | ||
| 2022 | $7,379.00 | $30,394 Land $3,694 Building $26,700 | $303,940 Land $36,940 Building $267,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6 Pine Needles Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Pine Needles Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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