14 Pine Needles Dr, Lemont, IL 60439 Property Records

Cook County property record for 14 Pine Needles Dr, Lemont, IL 60439

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,093 sqft · built 1999
Lot Size	0.119 acres (5,160 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2019)
Tax Bill	$7,624 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-34-104-048`

Property Details

APN / Parcel Number

Primary APN	`22-34-104-048`
Alternative APN	`22-34-104-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,093 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,160 sqft (0.119 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14 PINE NEEDLES DR
City	LEMONT
State	IL
Zip	60439-7740
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	RUFFLED FEATHERS GOLF CLU LOT 21
Legal Range	11E
Legal Township	37N
Legal Section	34
Legal Subdivision	RUFFLED FEATHERS
Legal Lot Number	21
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	2
Census Block	2006
Census Tract	824006

Owner

14 Pine Needles Dr, a townhouse, is owned and occupied by an individual who bought it in August 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	14 PINE NEEDLES DR, LEMONT, IL 60439-7740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 15, 2019	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Nov 3, 2014 · Amount on File
Deed Document Number	201915033
Prior Transfer Date	Mar 28, 2004
Prior Transfer Doc	0000046007
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14 PINE NEEDLES DR, LEMONT, IL 60439-7740
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029816012
Date	Oct 25, 2021
Instrument	2129816012

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2046

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 15, 2019
Property Address	14 PINE NEEDLES DR, LEMONT, IL 60439-7740
Document Number	1922715033
Instrument Date	Aug 8, 2019
Instrument	22715033
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 COVINGTON DR LEMONT IL 604398591, LEMONT, IL 60439-8591

Mortgage

Document Number	1922715034
Date	Aug 15, 2019
Instrument	22715034

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $3,225 Building $36,775	$400,000 Land $32,250 Building $367,750
2023	$7,624.00 (+20.01%)
2022	$6,353.00	$29,591 Land $5,676 Building $23,915	$295,910 Land $56,760 Building $239,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Pine Needles Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Pine Needles Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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