6 Oak Cir, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 6 Oak Cir, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,560 sqft · built 1979
Lot Size	0.648 acres (28,223 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,306 (2025)
Deeds & Mortgages	Oct 2023 Refinance Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:053E B:0357 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:053E B:0357 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,448 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	28,223 sqft (0.648 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6 OAK CIR
City	TOWNSEND
State	MA
Zip	01469-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	357
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2013
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6 OAK CIR, TOWNSEND, MA 01469-1328
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012
Deed Sale	Jul 31, 2012
Prior Sale	Dec 16, 2003 · Amount on Record
Deed Document Number	201215
Deed Book / Page	59639 / 106
Transfer Doc	52423-464
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	6 OAK CIR, TOWNSEND, MA 01469-1328
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082110-299
Date	Oct 18, 2023
Book Page	82110/299
Instrument	118242

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	6 OAK CIR, TOWNSEND, MA 01469-1328
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077991-220
Date	Jun 11, 2021
Book Page	77991/220
Instrument	132318

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,306.00 (+2.73%)	$365,400 (+1.95%) Land $92,500 Building $272,900	$434,150 (+1.58%)
2024	$5,165.00 (+1.04%)	$358,400 (+6.99%) Land $92,500 Building $265,900	$427,405
2023	$5,112.00	$335,000 Land $79,900 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.6% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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