Middlesex County and Townsend Town property record for 3 Oak Cir, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,960 sqft · built 1979 |
| Lot Size | 0.801 acres (34,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Jun 1983) |
| Tax Bill | $5,403 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:053E B:0352 L:0000 |
| Primary APN | TOWN M:053E B:0352 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 3,269 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 34,878 sqft (0.801 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 OAK CIR |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 352 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 301102 |
Source: Middlesex County and Townsend Town records · APN TOWN M:053E B:0352 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 OAK CIR, TOWNSEND, MA 01469-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 1983 · Amount on Record |
| Deed Sale | Jun 07, 1983 · Amount on Record |
| Last Transfer Date | Jan 10, 2023 |
| Transfer Doc | 0081147-53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Jan 10, 2023 |
| Property Address | 3 OAK CIR, TOWNSEND, MA 01469-1329 |
| Document Number | 0081147-53 |
| Book / Page | 81147 / 53 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 2809 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 OAK CIR, TOWNSEND, MA 01469-1329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 3 OAK CIR, TOWNSEND, MA 01469-1329 |
| Document Number | 70793-538 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70793-538 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 070793/000538 |
| Instrument | 41681 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 28, 2038 |
Source: Middlesex County and Townsend Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,403.00 (+2.66%) | $372,100 (+1.89%) Land $93,900 Building $278,200 | $553,280 (+7.49%) |
| 2024 | $5,263.00 (+0.67%) | $365,200 (+6.6%) Land $93,900 Building $271,300 | $514,710 |
| 2023 | $5,228.00 | $342,600 Land $81,100 Building $261,500 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 99.6% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 98 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSEND WATER DEPARTMENT serves 6,832 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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