6 Montclair Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 6 Montclair Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,068 sqft · built 1972
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2021)
Tax Bill	$9,743 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-03705-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`35-03705-0000-00037`
Alternative APNs	`3509033000000026` `00103370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,068 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00103370
Street Address	6 MONTCLAIR AVE
City	NEPTUNE
State	NJ
Zip	07753-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	SMITH FARMS SEC 01
Legal Block	3705
Legal Lot Number	37
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2001
Census Tract	807900

Owner

6 Montclair Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed, Transfer · FHA Mortgage SUNQUEST FUNDING LLC
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage E MTG MGMT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Deed Document Number	202182403
Deed Book / Page	9513 / 5432
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 21, 2021
Property Address	6 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528
Document Number	0095135432
Book / Page	9513 / 5432
Instrument Date	Mar 31, 2021
Instrument	2021082403
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,581.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 LORELEI DR, 11, HOWELL, NJ 07731-2845

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528

Mortgage

Document Number	2021082404
Date	May 21, 2021
Instrument	2021082404

Lender

Name	SUNQUEST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528
Document Number	0000148229
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MONTCLAIR AVE NEPTUNE NJ 077532528, NEPTUNE, NJ 07753-2528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000148229
Date	Dec 10, 2020
Book Page	009464/000357
Instrument	148229

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 9, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528
Document Number	0000014318
Book / Page	009211 / 009248
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	ESL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 MONTCLAIR AVE NEPTUNE NJ 077532528, NEPTUNE, NJ 07753-2528

Mortgage

Document Number	0000014318
Date	Feb 6, 2017
Book Page	009211/009248
Instrument	14318

Lender

Name	E MTG MGMT
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6 Montclair Ave was $9,743, up 0.4% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,500 (+19.07%) Land $387,000 Building $243,500	$630,500 (+19.07%) Land $387,000 Building $243,500
2025	$9,743.00 (+0.44%)	$529,500 Land $238,100 Building $291,400	$529,500 Land $238,100 Building $291,400
2024	$9,700.00
2023		$479,000 Land $199,600 Building $279,400	$479,000 Land $199,600 Building $279,400
2022	$7,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Montclair Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Montclair Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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