2 Montclair Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 2 Montclair Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1972
Lot Size	0.284 acres (12,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jul 2026)
Tax Bill	$11,949 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-03705-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`35-03705-0000-00035`
Alternative APNs	`3509033000000024` `00103356`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	12,349 sqft (0.284 acres)
Lot Dimensions	100 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	120 sqft
Patio Area	276 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00103356
Street Address	2 MONTCLAIR AVE
City	NEPTUNE
State	NJ
Zip	07753-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	SMITH FARMS SEC 01
Legal Block	3705
Legal Lot Number	35
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2001
Census Tract	807900

Owner

Source: Monmouth County and Neptune Township records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · VA Mortgage ABSOLUTE MORTGAGE CORPORATION
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Deed Document Number	202662595
Deed Book / Page	9805 / 3523
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 30, 2026
Property Address	2 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528
Document Number	0000062595
Book / Page	9805 / 3523
Instrument Date	Jul 16, 2026
Instrument	202662595
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	AFRM TITLE AND ABSTRACT LLC, AFRM TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528

Mortgage

Document Number	0000062596,
Date	Jul 30, 2026
Instrument	202662596

Lender

Name	ABSOLUTE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 MONTCLAIR AVE, NEPTUNE, NJ 07753-2528
Document Number	0000111557
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 MONTCLAIR AVE NEPTUNE NJ 077532528, NEPTUNE, NJ 07753-2528

Mortgage

Document Number	0000111557
Date	Nov 16, 2018
Book Page	009321/002681
Instrument	111557

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,400 (+8.32%) Land $427,500 Building $275,900	$703,400 (+8.32%) Land $427,500 Building $275,900
2025	$11,949.00 (+6.13%) Veteran's exemption	$649,400 (+17.79%) Land $311,000 Building $338,400	$649,400 (+17.79%) Land $311,000 Building $338,400
2024	$11,259.00 (+38.22%)
2023		$551,300 Land $248,200 Building $303,100	$551,300 Land $248,200 Building $303,100
2022	$8,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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