Middlesex County and Billerica Town property record for 6 Memory Ln, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,735 sqft · built 1950 |
| Lot Size | 0.691 acres (30,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Aug 2025) |
| Tax Bill | $6,794 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0065 B:0021 L:0 |
| Primary APN | BILL M:0065 B:0021 L:0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Gross Area | 2,351 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,100 sqft (0.691 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 6 MEMORY LN |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Block | 21 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 316201 |
6 Memory Ln is owned and occupied by two individuals who bought it in August 2025.
Source: Middlesex County and Billerica Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Apr 10, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FEDERAL CREDIT UNION |
| Aug 26, 2025 | Quit Claim Deed, Transfer · VA Mortgage BANGOR SAVINGS BANK |
| Apr 6, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage STONEHAM COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on File |
| Deed Sale | Aug 26, 2025 · Amount on File |
| Deed Document Number | 202526838 |
| Deed Book / Page | 39478 / 117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | May 13, 2026 |
| Property Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Number | 0040053-85 |
| Book / Page | 40053 / 85 |
| Instrument Date | May 8, 2026 |
| Instrument | 202614582 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Number | 0000014582, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 40053/85 |
| Instrument | 202614582 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Apr 10, 2026 |
| Property Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Number | 039983-212 |
| Book / Page | 39983 / 212 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 202610757 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 037945-291 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 37945/291 |
| Instrument | 20056 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Aug 26, 2025 |
| Property Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Number | 039478-117 |
| Book / Page | 39478 / 117 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 26838 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Number | 0000026839 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | 26839 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Apr 6, 2022 |
| Property Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Number | 036957-294 |
| Book / Page | 36957 / 294 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 14951 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 6 MEMORY LN, BILLERICA, MA 01821-5004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32078-187 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 32078/187 |
| Instrument | 19786 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2038 |
The 2026 property tax bill for 6 Memory Ln was $6,794, down 1.3% from the year before.
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,794.00 (-1.34%) | $585,200 (-3.37%) Land $340,300 Building $243,900 | $762,470 (-) |
| 2025 | $6,886.00 (+5.08%) | $605,600 (+4.34%) Land $330,200 Building $275,400 | $762,470 (+15.17%) |
| 2024 | $6,553.00 (+3.36%) | $580,400 (+8.67%) Land $323,600 Building $256,800 | $662,055 |
| 2023 | $6,340.00 | $534,100 Land $282,400 Building $251,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6 Memory Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1996–2023) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Memory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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