Middlesex County and Billerica Town property record for 15 Memory Ln, Billerica, MA 01821
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3.5 ba · 3,565 sqft · built 1993 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Jul 2022) |
| Tax Bill | $9,565 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0065 B:0033 L:1 |
| Primary APN | BILL M:0065 B:0033 L:1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,565 sqft Living Area |
| Gross Area | 4,315 sqft |
| Basement Area | 1,329 sqft |
| Unfinished Basement | 465 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 MEMORY LN |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-5006 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 3 |
| Legal Subdivision | SHAWSHEEN PINES |
| Legal Block | 33 |
| Legal Lot Number | 1 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 316201 |
15 Memory Ln, a duplex, is owned and occupied by two individuals who bought it in July 2022.
Source: Middlesex County and Billerica Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 MEMORY LN, BILLERICA, MA 01821-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 20, 2017 | Deed of Trust, Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Dec 11, 2014 · Amount on File |
| Deed Book / Page | 37264 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jul 29, 2022 |
| Property Address | 15 MEMORY LN, BILLERICA, MA 01821-5006 |
| Document Number | 037264-246 |
| Book / Page | 37264 / 246 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 32324 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000032325 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 32325 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 15 MEMORY LN, BILLERICA, MA 01821-5006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31482-140 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 31482/140 |
| Instrument | 41683 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 15 Memory Ln was $9,565, up 4.9% from the year before.
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,565.00 (+4.86%) | $823,900 (+2.69%) Land $294,000 Building $528,400 | $874,390 |
| 2025 | $9,122.00 (+2.64%) | $802,300 (+1.92%) Land $285,300 Building $517,000 | |
| 2024 | $8,887.00 (+3.05%) | $787,200 (+8.36%) Land $279,600 Building $507,600 | |
| 2023 | $8,624.00 | $726,500 Land $244,000 Building $482,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Memory Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1996–2023) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Memory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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