6 Mayfield Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 6 Mayfield Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,633 sqft · built 1920
Lot Size	0.24 acres (10,455 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 2003)
Tax Bill	$4,295 (2026)
Deeds & Mortgages	Apr 2024 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:S-11 B:0001 L:0037`

Property Details

APN / Parcel Number

Primary APN	`M:S-11 B:0001 L:0037`
Alternative APN	`GARD M:R12 B:14 L:37`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	3,916 sqft
Basement Area	1,063 sqft
Unfinished Basement	1,063 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,455 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	6 MAYFIELD RD
City	GARDNER
State	MA
Zip	01440-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CHESTER PARK ADD
Legal Block	14
Legal Lot Number	37
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2055
Census Tract	707100

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 MAYFIELD RD, GARDNER, MA 01440-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU
May 5, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2003 · Amount on Record
Deed Sale	Jan 17, 2003 · Amount on Record
Deed Book / Page	28752 / 94
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	6 MAYFIELD RD, GARDNER, MA 01440-3531
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070444-383
Date	Apr 29, 2024
Book Page	70444/383
Instrument	30945

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	6 MAYFIELD RD, GARDNER, MA 01440-3531
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067543-337
Date	May 5, 2022
Book Page	67543/337
Instrument	49251

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	6 MAYFIELD RD, GARDNER, MA 01440-3531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63406-357
Date	Oct 2, 2020
Book Page	63406/357
Instrument	116222

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	6 MAYFIELD RD, GARDNER, MA 01440-3531
Document Number	61190-227
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MAYFIELD RD GARDNER MA 014403531, GARDNER, MA 01440-3531

Mortgage

Document Number	61190-227
Date	Oct 7, 2019
Book Page	061190/000227
Instrument	105129

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2034

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,295.00 (+10,375.61%)	$311,900 (+8.3%) Land $83,300 Building $228,600	$359,692 (+7.9%)
2025	$41.00 (-99%)	$288,000 (+4.99%) Land $75,700 Building $212,300	$333,355
2024	$4,112.00 (+1.96%)	$274,300 (+9.72%) Land $68,800 Building $205,500
2023	$4,033.00	$250,000 Land $67,800 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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