35 Mayfield Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 35 Mayfield Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1920
Lot Size	0.18 acres (7,855 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jun 1994)
Tax Bill	$4,667 (2026)
Deeds & Mortgages	Nov 2022 Refinance Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:S-12 B:0006 L:0047`

Property Details

APN / Parcel Number

Primary APN	`M:S-12 B:0006 L:0047`
Alternative APN	`GARD M:R12 B:14 L:47`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	2,909 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,855 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	35 MAYFIELD RD
City	GARDNER
State	MA
Zip	01440-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	14
Legal Lot Number	47
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2056
Census Tract	707100

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 MAYFIELD RD, GARDNER, MA 01440-3530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Aug 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
Apr 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 1994 · Amount on Record
Deed Sale	Jun 13, 1994 · Amount on Record
Prior Sale	Dec 26, 1990 · Amount on Record
Deed Book / Page	16357 / 50
Last Transfer Date	Feb 4, 2019
Transfer Doc	60336-237
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	35 MAYFIELD RD, GARDNER, MA 01440-3530
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068490-241
Date	Nov 15, 2022
Book Page	68490/241
Instrument	122796

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	35 MAYFIELD RD, GARDNER, MA 01440-3530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63049-150
Date	Aug 18, 2020
Book Page	63049/150
Instrument	92578

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	35 MAYFIELD RD, GARDNER, MA 01440-3530
Document Number	60776-227
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MAYFIELD RD GARDNER MA 014403530, GARDNER, MA 01440-3530

Mortgage

Document Number	60776-227
Date	Jul 29, 2019
Book Page	060776/000227
Instrument	73338

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2039

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 30, 2019
Property Address	35 MAYFIELD RD, GARDNER, MA 01440-3530
Document Number	60336-237
Book / Page	060336 / 000237
Instrument Date	Feb 4, 2019
Instrument	37933
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MAYFIELD RD GARDNER MA 014403530, GARDNER, MA 01440-3530

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,667.00 (+10,506.82%)	$338,900 (+8.38%) Land $81,400 Building $257,500	$327,210 (+3.96%)
2025	$44.00 (-98.92%)	$312,700 (+15.17%) Land $74,000 Building $238,700	$314,735
2024	$4,070.00 (+2.49%)	$271,500 (+10.28%) Land $67,300 Building $204,200
2023	$3,971.00	$246,200 Land $66,300 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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