6 Macy Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 6 Macy Dr, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,880 sqft · built 2020
Lot Size	0.431 acres (18,755 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,664 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-022100`

Property Details

APN / Parcel Number

Primary APN	`29-022100`
Alternative APN	`022100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,880 sqft Total Area
Attic	Attic
Attic Area	117 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,755 sqft (0.431 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	146 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022100
Street Address	6 MACY DR
City	CUMBERLAND
State	MD
Zip	21502-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 MACY DRIVE 100X183 100X192
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1029
Census Tract	1402

Owner

6 Macy Dr is owned and occupied by two individuals.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 MACY DR, CUMBERLAND, MD 21502-7520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Recording Date	Jan 27, 2020
Property Address	6 MACY DR, LAVALE, MD 21502-7520
Document Number	0025310206
Book / Page	002531 / 000206
Instrument Date	Jan 7, 2020
Transaction Type	Construction Loan
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 MACY DR LAVALE MD 215027520, LAVALE, MD 21502-7520

Mortgage

Document Number	25310206
Date	Jan 27, 2020
Book Page	002531/000206

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 6 Macy Dr was $3,664 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,467	$365,400 Land $25,100 Building $340,300
2025	$3,664.00 Homeowner's exemption
2023	$2,978.00 Homeowner's exemption	$274,167	$284,600 Land $22,100 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Macy Dr in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Macy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20