Allegany County property record for 13 Macy Dr, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,128 sqft · built 1948 |
| Lot Size | 0.223 acres (9,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,708 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-004285 |
| Primary APN | 29-004285 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,128 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,712 sqft (0.223 acres) |
| Garage Type | Mixed |
| Garage Area | 2,700 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 81 sqft |
| Patio Area | 186 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004285 |
|---|---|
| Street Address | 13 MACY DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 MACY DR PT LOT 7 90X90 OFF BRADDOCK RD 95X120 |
| Legal Lot Number | 7 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1402 |
13 Macy Dr is owned and occupied by two individuals.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 MACY DR, CUMBERLAND, MD 21502-7520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 13 MACY DR, LAVALE, MD 21502-7520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | FINANCIAL DIMENSIONS INC, FINANCIAL DIMENSIONS |
| Name | Verified Name |
|---|---|
| Address | 13 MACY DR, CUMBERLAND, MD 21502-7520 |
| Document Number | 003111-0048 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 3111/48 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 13 MACY DR, LAVALE, MD 21502-7520 |
| Document Number | 0023860321 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | DATA SEARCH INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 MACY DR LAVALE MD 215027520, LAVALE, MD 21502-7520 |
| Document Number | 0023860321 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 002386/000321 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13 Macy Dr was $2,708 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,000 | $305,500 Land $22,300 Building $283,200 | |
| 2025 | $2,708.00 Homeowner's exemption | ||
| 2023 | $2,188.00 Homeowner's exemption | $225,967 | $247,000 Land $19,400 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Macy Dr in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 40 (1979–2025) |
| Claims Outside the SFHA | 10 of 40 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Macy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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