Berkeley County property record for 6 Ludgate Manor, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,041 sqft · built 2023 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $414,602 (Sep 2023) |
| Tax Bill | $3,048 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7M-0133.0000 |
| Primary APN | 02-7M-0133.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,041 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Basement Area | 1,347 sqft |
| Finished Basement | 1,347 sqft |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07246762 |
|---|---|
| Street Address | 6 LUDGATE MNR |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-1785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .13 AC LOT 38 P/O PHZ IV, V, & VI OVERLOOK AT RIVERSIDE PUD |
| Legal Lot Number | 38 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 971101 |
Source: Berkeley County records, as of January 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6 LUDGATE MNR, FALLING WATERS, WV 25419-1785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Intrafamily Transfer, Transfer · VA Mortgage LIBERTY ONE LENDING INC |
| Sep 29, 2023 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 0001453/41 |
| Deed Book / Page | 1453 / 41 |
| Last Transfer Date | Dec 8, 2025 |
| Transfer Doc | 001549/291 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 8, 2025 |
| Property Address | 6 LUDGATE MNR, FALLING WATERS, WV 25419-1785 |
| Document Number | 001549/291 |
| Book / Page | 1549 / 291 |
| Map Reference | PC 21 SLS 129&130 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 20250035190 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | UNKNOWN, EQT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 LUDGATE MNR, FALLING WATERS, WV 25419-1785 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 LUDGATE MNR, FALLING WATERS, WV 25419-1785 |
| Investor | Possibly a Property Investor |
| Document Number | 20250035191 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 20250035191 |
| Name | LIBERTY ONE LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Sep 29, 2023 |
| Property Address | 6 LUDGATE MNR, FALLING WATERS, WV 25419-1785 |
| Document Number | 0001453/41 |
| Book / Page | 1453 / 41 |
| Map Reference | PC 21 SLS 129&130 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 20230027111 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,195.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 LUDGATE MANOR, FALLING WATERS, WV 25419-1785 |
| Investor | Possibly a Property Investor |
| Document Number | 20230027112 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 20230027112 |
| Name | FIRST HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,048.00 | $250,740 Land $42,360 Building $208,380 | $417,900 Land $70,600 Building $347,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (1996–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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