38 Ludgate Manor, Falling Waters, WV 25419 Property Records

Berkeley County property record for 38 Ludgate Manor, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 2023
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$330,055 (Dec 2023)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-7M-0136.0000`

Property Details

APN / Parcel Number

Primary APN	`02-7M-0136.0000`
Alternative APNs	`02-02-7M-0136.0000` `07246765`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	680 sqft

Exterior

Year Built	Built 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07246765
Street Address	38 LUDGATE MNR
City	FALLING WATERS
State	WV
Zip	25419-1785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.13 AC LOT 41 P/O PHZ IV, V, & VI OVERLOOK AT RIVERSIDE PUD
Legal Lot Number	41
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	3
Census Block	3007
Census Tract	971101

Owner

38 Ludgate Manor is owned and occupied by an individual who bought it in December 2023.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	38 LUDGATE MNR, FALLING WATERS, WV 25419-1785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on File
Deed Sale	Dec 26, 2023 · Amount on File
Deed Document Number	20230035102
Deed Book / Page	1462 / 497
Record Updated	Jun 8, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 26, 2023
Property Address	38 LUDGATE MNR, FALLING WATERS, WV 25419-1785
Document Number	001462/497
Book / Page	1462 / 497
Map Reference	PC 21 SLS 129&130
Instrument Date	Dec 21, 2023
Instrument	20230035102
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,544.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 LUDGATE MNR, FALLING WATERS, WV 25419-1785

Mortgage

Document Number	20230035103
Date	Dec 26, 2023
Instrument	20230035103

Lender

Name	FIRST HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 38 Ludgate Manor was $2,390.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00	$196,620 Land $42,360 Building $154,260	$327,700 Land $70,600 Building $257,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Ludgate Manor in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1996–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Ludgate Manor is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250