Oswego County and Constantia Town property record for 6 Lower Rd, Constantia, NY 13044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1945 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Sep 2005) |
| Tax Bill | $4,319 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 296.18-01-13 |
| Primary APN | 352689 296.18-01-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 432 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 144 ft deep x 167 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6 LOWER RD |
|---|---|
| City | CONSTANTIA |
| State | NY |
| Zip | 13044-2619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 115 102-012-000 |
| Legal Subdivision | SCRIBAS LOCATION |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 LOWER RD, CONSTANTIA, NY 13044-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2005 · Amount on Record |
| Deed Sale | Sep 2, 2005 · Amount on Record |
| Deed Document Number | 200511276 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 6 LOWER RD, CONSTANTIA, NY 13044-2619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 6 LOWER RD, CONSTANTIA, NY 13044-2619 |
| Document Number | 0000011635 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | R-2020-011635 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2030 |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,319.00 | $103,700 (-) Land $15,000 Building $88,700 | $188,545 (+18.18%) Land $27,273 Building $161,272 |
| 2023 | $103,700 Land $15,000 Building $88,700 | $159,538 Land $23,077 Building $136,461 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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