1 Lower Rd, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 1 Lower Rd, Constantia, NY 13044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,758 sqft · built 1836
Lot Size0.694 acres (30,233 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Sep 2022)
Tax Bill$4,791 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN352689 296.18-04-09

Property Details

APN / Parcel Number

Primary APN352689 296.18-04-09
Alternative APN
  • 268929601800040090000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,758 sqft Living Area
1st Floor Area1,310 sqft
2nd Floor Area448 sqft

Exterior

Year BuiltBuilt 1836
Effective Year BuiltEffective 1836
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area30,233 sqft (0.694 acres)
Lot Dimensions202 ft deep x 149 ft wide
PorchSlab
Porch Area629 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1 LOWER RD
CityCONSTANTIA
StateNY
Zip13044-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number9.000
JurisdictionOSWEGO NY
Township / Civil DivisionCONSTANTIA
Census Block Group2
Census Block2093
Census Tract20600

Owner

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address186 STATE ROUTE 49, CLEVELAND, NY 13042-2100
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
May 22, 2018Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2022 · Amount on Record
Deed SaleSep 22, 2022 · Amount on Record
Prior SaleDec 31, 1996 · Amount on Record
Deed Document Number202210364
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 22, 2022
Property Address1 LOWER RD, CONSTANTIA, NY 13044-2619
Document Number0000000364
Instrument DateSep 12, 2022
InstrumentR-2022-010364
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1163 STATE ROUTE 49, CONSTANTIA, NY 13044-2774

Transferred To (Grantee/Buyer)

NameVerified Name
Address5605 MILLER CIR, BREWERTON, NY 13029-9628

Mortgage

Document Number0000000365
DateSep 22, 2022
InstrumentR-2022-010365
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMay 22, 2018
Property Address1 LOWER RD, CONSTANTIA, NY 13044-2619
Document Number0000004829
Instrument DateJan 25, 2018
Instrument4829
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1163 STATE ROUTE 49 CONSTANTIA NY 130442774, CONSTANTIA, NY 13044-2774

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionConstantia Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,791.00 (+1.44%)
2025$4,723.00$103,600 (-) Land $10,400 Building $93,200$188,364 (+18.18%) Land $18,909 Building $169,455
2023$103,600 Land $10,400 Building $93,200$159,385 Land $16,000 Building $143,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lower Rd

Nearby Streets

Search Property Records by Address or Parcel Number