6 Livingstone Ter, Frederick, MD 21702 Property Records

Frederick County property record for 6 Livingstone Ter, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,614 sqft · built 1984
Lot Size	0.039 acres (1,682 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Apr 2023)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-129868`

Property Details

APN / Parcel Number

Primary APN	`02-129868`
Alternative APNs	`2129868` `129868`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,614 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	614 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,682 sqft (0.039 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	129868
Street Address	6 LIVINGSTONE TER
City	FREDERICK
State	MD
Zip	21702-3976
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 3 BLK N PLAT III SECT IV 1682 SQ FT WILLOWCREST
Legal Subdivision	WILLOWCREST 03 SEC 04
Legal Block	N
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6 Livingstone Ter, a townhouse, is owned and occupied by an individual who bought it in April 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage FREDERICK COUNTY BANK
Apr 3, 2020	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Apr 3, 2020 · Amount on File
Deed Book / Page	16400 / 412
Transfer Doc	0041480473
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 13, 2023
Property Address	6 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Document Number	0164000412
Book / Page	16400 / 412
Map Reference	MB 27 PG 107
Instrument Date	Apr 12, 2023
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LIVINGSTONE TER, FREDERICK, MD 21702-3976

Mortgage

Document Number	0016400417
Date	Apr 13, 2023
Instrument	16400/417

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	9CREEKSIDE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121750067
Date	Dec 8, 2017
Book Page	12175/0067
Instrument	12175-0067

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 3, 2020
Property Address	6 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Document Number	0136330395
Book / Page	13633 / 395
Map Reference	MB 27 PG 107
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6 LIVINGSTONE TER, FREDERICK, MD 21702-3976

Mortgage

Document Number	136330402
Date	Apr 3, 2020
Instrument	13633/0402

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6 Livingstone Ter was $3,722 with a homeowner's exemption, up 4.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,467 (+10.01%)	$272,400 (+30.02%) Land $90,000 Building $182,400
2025	$3,722.00 (+4.64%) Homeowner's exemption	$209,500 Land $65,000 Building $144,500	$209,500 Land $65,000 Building $144,500
2024	$3,557.00 (+7.04%)
2023	$3,323.00	$179,967	$209,500 Land $65,000 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Livingstone Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6 Livingstone Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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