4 Livingstone Ter, Frederick, MD 21702 Property Records

Frederick County property record for 4 Livingstone Ter, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,600 sqft · built 1984
Lot Size	0.038 acres (1,660 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2020)
Tax Bill	$4,454 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-129663`

Property Details

APN / Parcel Number

Primary APN	`02-129663`
Alternative APNs	`2129663` `129663`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	600 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,660 sqft (0.038 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	129663
Street Address	4 LIVINGSTONE TER
City	FREDERICK
State	MD
Zip	21702-3976
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 2 BLK N PLAT III SECT IV 1660 SQ FT WILLOWCREST
Legal Subdivision	WILLOWCREST SEC IV
Legal Block	N
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Feb 10, 2020	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Sep 6, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Aug 30, 2013 · Amount on Record
Deed Book / Page	13517 / 36
Last Transfer Date	Mar 24, 2021
Transfer Doc	0149210297
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 24, 2021
Property Address	4 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Document Number	0149210297
Book / Page	14921 / 297
Map Reference	MB 27 PL 107
Instrument Date	Mar 24, 2021
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	PINNACLE SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4 LIVINGSTONE TER, FREDERICK, MD 21702-3976

Mortgage

Document Number	14921301
Date	May 24, 2021
Instrument	14921/301

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 10, 2020
Property Address	4 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Document Number	0135170036
Book / Page	13517 / 0036
Map Reference	MB 27 PL 107
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 LIVINGSTONE TER, FREDERICK, MD 21702-3976

Mortgage

Document Number	135170042
Date	Feb 10, 2020
Instrument	13517/0042

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4 LIVINGSTONE TER, FREDERICK, MD 21702-3976
Document Number	0120380382
Book / Page	012038 / 000382
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LIVINGSTONE TER FREDERICK MD 217023976, FREDERICK, MD 21702-3976

Mortgage

Document Number	0120380382
Date	Sep 20, 2017
Book Page	012038/000382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,433 (+8.04%)	$296,900 (+24.12%) Land $90,000 Building $206,900
2025	$4,454.00 (+7.25%)	$239,200 (+16.99%) Land $65,000 Building $174,200	$239,200 (-) Land $65,000 Building $174,200
2024	$4,153.00 (+10.36%)
2023	$3,763.00	$204,467	$239,200 Land $65,000 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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