6 Legacy Ct, Elgin, SC 29045 Property Records

Richland County property record for 6 Legacy Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,246 sqft · built 2003
Lot Size	0.519 acres (22,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,038 (Nov 2014)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25902-03-16`

Property Details

APN / Parcel Number

Primary APN	`25902-03-16`
Alternative APNs	`R25902-03-16` `01700715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,246 sqft Heated Area
Gross Area	3,361 sqft
1st Floor Area	1,982 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,617 sqft (0.519 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700715
Street Address	6 LEGACY CT
City	ELGIN
State	SC
Zip	29045-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 109 41.6X134.6X137.5X126.5X147.3 #SU PLANTATION POINTE #PR RB582-2357
Legal Subdivision	PLANTATION POINTE
Legal Lot Number	41,109
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2016
Census Tract	11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 LEGACY CT, ELGIN, SC 29045-8207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 12, 2017	Deed of Trust, Mortgage · Conventional with PMI FEDERAL SVGS BK
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2014 · Amount on Record
Deed Sale	Nov 6, 2014 · Amount on Record
Prior Sale	Mar 12, 2003 · Amount on Record
Deed Document Number	201481769
Deed Book / Page	1985 / 186
Last Transfer Date	Mar 22, 2016
Transfer Doc	0020972625
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	6 LEGACY CT, ELGIN, SC 29045-8207
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025880691
Date	Feb 19, 2021
Book Page	2588/691
Instrument	2021010591

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	6 LEGACY CT, ELGIN, SC 29045-8207
Document Number	2245/2995
Book / Page	002245 / 002995
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 LEGACY CT ELGIN SC 290458207, ELGIN, SC 29045-8207

Mortgage

Document Number	2245/2995
Date	Sep 22, 2017
Book Page	002245/002995
Instrument	70709

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	6 LEGACY CT, ELGIN, SC 29045-8207
Document Number	2186/0019
Book / Page	002186 / 000019
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 LEGACY CT ELGIN SC 290458207, ELGIN, SC 29045-8207

Mortgage

Document Number	2186/0019
Date	Feb 7, 2017
Book Page	002186/000019
Instrument	9205

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (+17.64%) Homeowner's exemption	$239,100 (-)	$307,700 (-) Land $45,000 Building $262,700
2024		$239,100 (+2,775.18%)	$307,700 (+48%) Land $45,000 Building $262,700
2023	$1,661.00 (+0.91%)	$8,316 (-0.05%)	$207,900 (-)
2021	$1,646.00	$8,320	$207,900 Land $36,000 Building $171,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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