4 Legacy Ct, Elgin, SC 29045 Property Records

Richland County property record for 4 Legacy Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 2005
Lot Size	0.323 acres (14,108 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 2025)
Tax Bill	$6,860 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25902-03-15`

Property Details

APN / Parcel Number

Primary APN	`25902-03-15`
Alternative APNs	`R25902-03-15` `01700706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,687 sqft Heated Area
Gross Area	2,833 sqft
1st Floor Area	1,687 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,108 sqft (0.323 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	487 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700706
Street Address	4 LEGACY CT
City	ELGIN
State	SC
Zip	29045-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 110 70X147.3X126.5X147 #SU PLANTATION POINTE #PR RB582-2357
Legal Subdivision	PLANTATION POINTE
Legal Lot Number	70,110
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2016
Census Tract	11425

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 LEGACY CT, ELGIN, SC 29045-8207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Dec 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Document Number	202553166
Deed Book / Page	3071 / 3041
Prior Transfer Date	Dec 6, 2023
Prior Transfer Doc	0028841752
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 5, 2025
Property Address	4 LEGACY CT, ELGIN, SC 29045-8207
Document Number	0030713041
Book / Page	3071 / 3041
Map Reference	MB 582 PG 2357
Instrument Date	Nov 4, 2025
Instrument	2025053166
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$767.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LEGACY CT, ELGIN, SC 29045-8207

Mortgage

Document Number	2025053167
Date	Nov 5, 2025
Instrument	2025053167

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Dec 7, 2023
Property Address	4 LEGACY CT, ELGIN, SC 29045-8207
Document Number	0028841752
Book / Page	2884 / 1752
Map Reference	MB 582 PG 2357
Instrument Date	Dec 6, 2023
Instrument	2023052550
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2312 MARY DR, WEST COLUMBIA, SC 29169-3508

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,860.00 (+2.57%)	$6,984 (-96.52%)	$263,000 (-) Land $37,500 Building $225,500
2024	$6,688.00 (+272.38%)	$200,800 (+2,775.14%)	$263,000 (+50.63%) Land $37,500 Building $225,500
2023	$1,796.00 (-50.96%)	$6,984 (+0.06%)	$174,600 (-)
2022	$3,662.00 (+105.27%)
2021	$1,784.00	$6,980	$174,600 Land $30,000 Building $144,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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