6 Laurel Brook Dr, Oakland, MD 21550 Property Records

Garrett County property record for 6 Laurel Brook Dr, Oakland, MD 21550

Property Summary

Property Type	Condominium
Lot Size	0.023 acres (1,015 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2021)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-009798`

Property Details

APN / Parcel Number

Primary APN	`07-009798`
Alternative APNs	`7009798` `009798`

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,015 sqft (0.023 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	009798
Street Address	6 LAUREL BROOK DR
City	OAKLAND
State	MD
Zip	21550-7126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 6 LAUREL BROOK CONDO THAYERVILLE
Legal Subdivision	THAYERVILLE
Legal Lot Number	6
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1027
Census Tract	502

Owner

6 Laurel Brook Dr, a condominium, is owned by two individuals who acquired it in August 2022.

Source: Garrett County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6 LAUREL BROOK DR, 6, OAKLAND, MD 21550-7126
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST
Apr 8, 2021	Deed, Transfer · Stand-Alone First Mortgage JLG4 LLC
Jul 23, 2018	Grant Deed, Transfer · Conventional Mortgage MLEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on File
Deed Sale	Apr 8, 2021 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Book / Page	2299 / 245
Last Transfer Date	Aug 26, 2022
Transfer Doc	0024410228
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	6 LAUREL BROOK DR, OAKLAND, MD 21550-7126
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	QUICKSILVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022400218
Date	Sep 28, 2020
Book Page	2240/218

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Sep 2, 2022
Property Address	6 LAUREL BROOK DR, OAKLAND, MD 21550-7126
Document Number	0024410228
Book / Page	2441 / 228
Map Reference	MB 3 PG A-D
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LAUREL BROOK DR # 6, 6, OAKLAND, MD 21550-7126

Mortgage

Document Number	0024410231
Date	Sep 2, 2022
Instrument	2441-0231

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	10.1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 8, 2021
Property Address	6 LAUREL BROOK DR, OAKLAND, MD 21550-7126
Document Number	0022990245
Book / Page	2299 / 245
Map Reference	MB 3 PG A-D
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12906 THE TER, HAGERSTOWN, MD 21742-2917

Mortgage

Document Number	0002299250
Date	Apr 8, 2021
Instrument	2299/250

Lender

Name	JLG4 LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 30, 2022

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jul 23, 2018
Property Address	6 LAUREL BROOK DR, OAKLAND, MD 21550-7126
Document Number	0020840339
Book / Page	002084 / 000339
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	DEEP CRK TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.77
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6382 HUNTERS CROSSING CT SYKESVILLE MD 217846413, SYKESVILLE, MD 21784-6413

Mortgage

Document Number	20840342
Date	Jul 23, 2018
Book Page	002084/000342

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6 Laurel Brook Dr was $2,435.

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,435.00	$190,000 Land $25,000 Building $165,000	$190,000 Land $25,000 Building $165,000
2023	$2,185.00	$163,333	$190,000 Land $25,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Laurel Brook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Laurel Brook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50

May also be available: Pogozone powered by Neubeam.

Nearby Properties on Laurel Brook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures