4 Laurel Brook Dr, Oakland, MD 21550 Property Records

Garrett County property record for 4 Laurel Brook Dr, Oakland, MD 21550

Property Summary

Property Type	Condominium
Details	640 sqft · built 1989
Lot Size	2.29 acres (1 sqft)
Owner	Company Name on Record
Last Sale	$212,000 (Dec 2025)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-009763`

Property Details

APN / Parcel Number

Primary APN	`07-009763`
Alternative APNs	`7009763` `009763`

Interior

Building Area	640 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Condo/Apartment
Lot Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	009763
Old Parcel Number	7009763
Street Address	4 LAUREL BROOK DR
City	OAKLAND
State	MD
Zip	21550-7126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4 LAUREL BROOK CONDO THAYERVILLE
Legal Lot Number	4
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1027
Census Tract	502

Owner

Source: Garrett County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	436 SWEETBRIAR ST, PITTSBURGH, PA 15211-1170
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP
Mar 26, 2024	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK
Apr 10, 2023	Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Mar 26, 2024 · Amount on Record
Deed Document Number	0002655410
Deed Book / Page	2655 / 410
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 16, 2025
Property Address	4 LAUREL BROOK DR, OAKLAND, MD 21550-7126
Document Number	0026550410
Book / Page	2655 / 410
Map Reference	MB 3 PG 27
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$1,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 SWEETBRIAR ST, PITTSBURGH, PA 15211-1170

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 26, 2024
Property Address	4 LAUREL BROOK DR, OAKLAND, MD 21550-7126
Document Number	0025440084
Book / Page	2544 / 84
Map Reference	MB 3 PG 27
Instrument Date	Mar 21, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	NOT AVAILABLE, LAKE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23, GERMANTOWN, MD 20875-0023

Mortgage

Document Number	0025440090
Date	Mar 26, 2024
Instrument	2544-0090

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	14.1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 10, 2023
Property Address	4 LAUREL BROOK DR, OAKLAND, MD 21550-7126
Document Number	0024820442
Book / Page	2482 / 442
Map Reference	MB 3 PG 27
Instrument Date	Mar 28, 2023
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 LAUREL BROOK DR # 4, 4, OAKLAND, MD 21550-7126

Mortgage

Document Number	0024820447
Date	Apr 10, 2023
Instrument	2482-0447

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00 (+11.06%)	$170,000 (+15.91%) Land $25,000 Building $145,000	$170,000 (-) Land $25,000 Building $145,000
2023	$1,962.00	$146,667	$170,000 Land $25,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50

May also be available: Pogozone powered by Neubeam.

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