Passaic County and Wayne Township property record for 6 Kristen Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,956 sqft · built 1989 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Jul 2026) |
| Tax Bill | $19,751 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04303-0000-00018 |
| Primary APN | 14-04303-0000-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,956 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Lot Area | 16,030 sqft (0.368 acres) |
| Old Parcel Number | 1400669C00037 |
|---|---|
| Street Address | 6 KRISTEN CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PINERIDGE ESTATES |
| Legal Block | 4303 |
| Legal Lot Number | 18 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 KRISTEN CT, WAYNE, NJ 07470-5061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Mar 4, 1997 · Amount on Record |
| Deed Document Number | 202626393 |
| Deed Book / Page | 5137 / 275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 30, 2026 |
| Property Address | 6 KRISTEN CT, WAYNE, NJ 07470-5061 |
| Document Number | 0000026393 |
| Book / Page | 5137 / 275 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202626393 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 KRISTEN CT, WAYNE, NJ 07470-5061 |
| Document Number | 0000026394, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202626394 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 6 KRISTEN CT, WAYNE, NJ 07470-5061 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000033788 |
|---|---|
| Date | May 18, 2021 |
| Book Page | M17132/99 |
| Instrument | 2021033788 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,300 (-) Land $166,900 Building $162,400 | $329,300 (-) Land $166,900 Building $162,400 | |
| 2025 | $19,751.00 (+0.87%) | $329,300 (-) Land $166,900 Building $162,400 | $329,300 (-) Land $166,900 Building $162,400 |
| 2024 | $19,580.00 (+5.17%) | ||
| 2023 | $329,300 Land $166,900 Building $162,400 | $329,300 Land $166,900 Building $162,400 | |
| 2022 | $18,618.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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