3 Kristen Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 3 Kristen Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	4,005 sqft · built 1991
Lot Size	0.562 acres (24,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Oct 1991)
Tax Bill	$26,379 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`14-04303-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`14-04303-0000-00028`
Alternative APNs	`1400669C00047` `140430300028`

Interior

Building Area	4,005 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Lot Area	24,481 sqft (0.562 acres)

Location & Zoning

Old Parcel Number	1400669C00047
Street Address	3 KRISTEN CT
City	WAYNE
State	NJ
Zip	07470-5061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	PINE RDG ESTATES
Legal Block	4303
Legal Lot Number	28
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	6
Census Block	6002
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 KRISTEN CT, WAYNE, NJ 07470-5061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 1991 · Amount on Record
Deed Sale	Oct 25, 1991 · Amount on Record
Deed Book / Page	129 / 75
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	3 KRISTEN CT, WAYNE, NJ 07470-5061
Document Number	0000001073
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KRISTEN CT WAYNE NJ 074705061, WAYNE, NJ 07470-5061

Mortgage

Document Number	0000001073
Date	Jan 7, 2019
Book Page	015353/000276
Instrument	1073

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,800 (-) Land $163,100 Building $276,700	$439,800 (-) Land $163,100 Building $276,700
2025	$26,379.00 (+0.88%)	$439,800 (-) Land $163,100 Building $276,700	$439,800 (-) Land $163,100 Building $276,700
2024	$26,150.00 (+5.16%)
2023		$439,800 Land $163,100 Building $276,700	$439,800 Land $163,100 Building $276,700
2022	$24,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300