6 Howe St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 6 Howe St, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1960
Lot Size	0.345 acres (15,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Sep 1996)
Tax Bill	$6,603 (2026)
Deeds & Mortgages	Dec 2021 Refinance Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:28C B:0006 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:28C B:0006 L:0`
Alternative APN	`1949`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,908 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,015 sqft (0.345 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	1949
Street Address	6 HOWE ST
City	IPSWICH
State	MA
Zip	01938-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Subdivision	WILLOWDALE ACRES SINGLE RESIDE
Legal Block	6
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1009
Census Tract	223300

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 HOWE ST, IPSWICH, MA 01938-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit INST SVGS NEWBURYPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1996 · Amount on Record
Deed Sale	Sep 3, 1996 · Amount on Record
Prior Sale	Nov 30, 1989 · Amount on Record
Deed Book / Page	13738 / 410
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	6 HOWE ST, IPSWICH, MA 01938-1112
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040551-241
Date	Dec 6, 2021
Book Page	40551/241
Instrument	20211206005630

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	6 HOWE ST, IPSWICH, MA 01938-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36074-588
Date	Aug 3, 2017
Book Page	36074/588
Instrument	178

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,603.00 (+1.51%)	$612,500 (+4.99%) Land $334,300 Building $278,200	$602,440 (-16.99%)
2025	$6,505.00 (+6.57%)	$583,400 (+8.76%) Land $315,000 Building $268,400	$725,705
2024	$6,104.00 (-1.26%)	$536,400 (+6.11%) Land $315,000 Building $221,400
2023	$6,182.00	$505,500 Land $290,500 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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